Savings Rates
Reach your goals.
Savings Rates
Find the right savings account to fit your financial goals, whether you’re saving for a house or the holidays. With competitive yields and a variety of secure savings options, we can help you and your family save for the future. View our current savings account rates.
Savings Accounts
| Account | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| Share Savings1 | 0.15% | 0.15% |
| Everyday Savings | 0.15% | 0.15% |
| IRA Share Account | 0.15% | 0.15% |
| Holiday Club | 0.15% | 0.15% |
Rates effective as of October 22, 2025 and subject to change.
Above are prospective dividend rates for the current period.
Membership with a $5 Share Account required.
1Minimum balance to open Share Account - $5
Above are prospective dividend rates for the current period.
Membership with a $5 Share Account required.
1Minimum balance to open Share Account - $5
Elevate Savings
| Account | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| Elevate Savings - New Money Only1 | Up to 3.93% | Up to 4.00% |
Rates effective as of October 22, 2025 and subject to change. Above are prospective dividend rates for the current period. Rates are variable. To receive the featured rate, one or more ACH direct deposit(s) totaling $1,000 or more required in the 34 calendar days preceding the last day of the month. Elevate Savings rate without direct deposit: 3.75% APY. Income earned through self-employment or working an IRS-classified “Gig Economy” job does not qualify as direct deposit. Elevate Savings requires a minimum opening balance of $10,000 (new deposits only); must maintain an average daily balance of $10,000 to earn the disclosed APY.
1New money is defined as funds that are not currently deposited in any account at Wings Credit Union.
Membership with a $5 Share Savings account required.
High-Yield Savings Account (also available as an IRA)
| Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $0 - $9,999.99 | 0.10% | 0.10% |
| $10,000 - $49,999.99 | 1.30% | 1.31% |
| $50,000-$249,999.99 | 1.45% | 1.46% |
| $250,000 - $999,999.99 | 1.55% | 1.56% |
| $1,000,000 - $4,999,999.99 | 2.00% | 2.02% |
| $5,000,000+ | 3.00% | 3.04% |
Rates effective as of October 22, 2025 and subject to change.
Above are prospective dividend rates for the current period.
Membership with a $5 Share Account required.
Above are prospective dividend rates for the current period.
Membership with a $5 Share Account required.
Wings Investment Money Market Account (also available as an IRA)1
| Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| Less than $5,000 | 0.00% | 0.00% |
| $5,000- $49,999.99 | 0.15% | 0.15% |
| $50,000- $99,999.99 | 0.20% | 0.20% |
| $100,000 and greater | 0.25% | 0.25% |
Rates effective as of October 22, 2025 and subject to change.
Above are prospective dividend rates for the current period.
Fees may reduce earnings.
Membership with a $5 Share Account required.
1Minimum balance to open Wings Investment Money Market and Wings IRA Investment Money Market—$5,000;
Above are prospective dividend rates for the current period.
Fees may reduce earnings.
Membership with a $5 Share Account required.
1Minimum balance to open Wings Investment Money Market and Wings IRA Investment Money Market—$5,000;