Savings Rates
Reach your goals.
Savings Rates
Find the right savings account to fit your financial goals, whether you’re saving for a house or the holidays. With competitive yields and a variety of secure savings options, we can help you and your family save for the future. View our current savings account rates.
Savings Accounts
| Account | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| Share Savings1 | 0.15% | 0.15% |
| Everyday Savings | 0.15% | 0.15% |
| IRA Share Account | 0.15% | 0.15% |
| Holiday Club | 0.15% | 0.15% |
Rates effective as of September 17, 2025 and subject to change.
Above are prospective dividend rates for the current period.
Membership with a $5 Share Account required.
1Minimum balance to open Share Account - $5
Above are prospective dividend rates for the current period.
Membership with a $5 Share Account required.
1Minimum balance to open Share Account - $5
Elevate Savings
| Account | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| Elevate Savings - New Money Only1 | Up to 3.93% | Up to 4.00% |
Rates effective as of September 17, 2025 and subject to change. Rates are variable. To receive the featured rate, one or more ACH direct deposit(s) totaling $1,000 or more required in the 34 calendar days preceding the last day of the month. Elevate Savings rate without direct deposit: 3.75% APY. Income earned through self-employment or working an IRS-classified “Gig Economy” job does not qualify as direct deposit. Elevate Savings requires a minimum opening balance of $10,000 (new deposits only); must maintain an average daily balance of $10,000 to earn the disclosed APY.
1New money is defined as funds that are not currently deposited in any account at Wings Credit Union.
Membership with a $5 Share Savings account required.
High-Yield Savings Account (also available as an IRA)
| Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $0 - $9,999.99 | 0.10% | 0.10% |
| $10,000 - $49,999.99 | 1.30% | 1.31% |
| $50,000-$249,999.99 | 1.45% | 1.46% |
| $250,000 - $999,999.99 | 1.55% | 1.56% |
| $1,000,000 - $4,999,999.99 | 2.00% | 2.02% |
| $5,000,000+ | 3.00% | 3.04% |
Rates effective as of September 17, 2025 and subject to change.
Above are prospective dividend rates for the current period.
Membership with a $5 Share Account required.
Above are prospective dividend rates for the current period.
Membership with a $5 Share Account required.
Wings Investment Money Market Account (also available as an IRA)1
| Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| Less than $5,000 | 0.00% | 0.00% |
| $5,000- $49,999.99 | 0.15% | 0.15% |
| $50,000- $99,999.99 | 0.20% | 0.20% |
| $100,000 and greater | 0.25% | 0.25% |
Rates effective as of September 17, 2025 and subject to change.
Above are prospective dividend rates for the current period.
Fees may reduce earnings.
Membership with a $5 Share Account required.
1Minimum balance to open Wings Investment Money Market and Wings IRA Investment Money Market—$5,000;
Above are prospective dividend rates for the current period.
Fees may reduce earnings.
Membership with a $5 Share Account required.
1Minimum balance to open Wings Investment Money Market and Wings IRA Investment Money Market—$5,000;