Personal Loan Rates
Access extra cash for life's necessities.
Great for purchases or consolidating debt.
Affordable rates and simple application process.
Personal Loan Rates
Wings' personal loans and lines of credit offer low, fixed rates to help you handle any of life’s necessities. Use these funds to pay for a major purchase, family vacation, or as a rainy day fund. View our current personal loan rates.
Personal Loan
| Term | APR as Low as1 | Payment per $1,000 |
|---|---|---|
| 36 Month Term | 10.74% | $32.62 |
| 48 Month Term | 12.24% | $26.45 |
| 60 Month Term | 12.74% | $22.62 |
| 72 Month Term | 13.24% | $20.20 |
| 84 Month Term | 13.74% | $18.60 |
1APR = Annual Percentage Rate. Rates effective as of November 13, 2026 and subject to change without notice.
Rates are based on an evaluation of your credit history and other factors, so your rate may differ. Maximum APR is 20.99%.
Payment Example – Assuming a $1,000 loan with a 48-month term and 11.49% APR, your monthly payment would be $26.08 and the total cost of the loan (principal and interest) would be $1,252.04.
All loans subject to approval. Speak to a loan officer for details.
Membership with a $5 Share Account required.
Rates are based on an evaluation of your credit history and other factors, so your rate may differ. Maximum APR is 20.99%.
Payment Example – Assuming a $1,000 loan with a 48-month term and 11.49% APR, your monthly payment would be $26.08 and the total cost of the loan (principal and interest) would be $1,252.04.
All loans subject to approval. Speak to a loan officer for details.
Membership with a $5 Share Account required.
Line of Credit
| Line of Credit | APR as Low as1 |
|---|---|
| Line of Credit | 16.99% |
1APR = Annual Percentage Rate. Rates effective as of November 13, 2026 and subject to change without notice.
All loans subject to approval. Speak to a loan officer for details.
Membership with a $5 Share Account required.
All loans subject to approval. Speak to a loan officer for details.
Membership with a $5 Share Account required.