Savings Accounts

Reach your goals with the right Savings account.

Become a Member

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Save your money your way.

Find the right savings account to fit your financial goals, whether you’re saving for a house or the holidays. With competitive yields and a variety of secure savings options, we can help you and your family save for the future.

No Monthly Fees

You won't worry about monthly fees eating away at your earnings.

Digital Banking

Keep track of your finances with digital banking.

Earn Dividends

Save even quicker with monthly or quarterly dividends, depending on your account.

Compare & find the best account for you.

	Share Savings	High-Yield Savings	Elevate Savings
Annual Percentage Yield	0.15%	$0 - $10,000 0.10% $10,000 - $49,999.991.31% $50,000 - $249,999.99 1.46% $250,000+ 1.56%	Up to 4.00% APY¹
Minimum Balance Required to Open	$5	None	$10,000 (new money only)²
Average Daily Balance to Obtain APY	None	None	$10,000
Dividend Crediting & Compounding	Quarterly	Monthly	Monthly

Rates effective as of September 2, 2025 and subject to change. Above are prospective dividend rates for the current period.
Membership with a $5.00 minimum opening deposit required.

¹To obtain the displayed rate, ACH payroll direct deposit(s) totaling $1,000 or more are required in the 34 calendar days preceding the last day of the month. Income earned through self-employment or working an IRS-classified “Gig Economy” job does not qualify as direct deposit.
Elevate Savings rate without direct deposit: 3.75% APY.

²New Money is defined as funds that are not currently deposited in any account at Wings Credit Union.

Savings & Checking Disclosure & Fee Schedule

Manage your savings account on the go.

The Wings Mobile App lets you take care of deposits and payments, check balances and manage other financial must-dos on the go. So while we’d love for you to come visit in person, you really don’t have to.

Learn about the Mobile App

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Never worry about the holidays again.

Holiday Club accounts let you set aside a little savings each month for the holidays. It’s an easy way to save and get ready for the gift-giving season.

Learn about Holiday Club

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Common Questions about Savings Accounts

View all FAQs

What are the current savings rates?

For the most current and up to date rates, please visit our Savings Rates page.

Is my money safe?

Yes, credit union deposits are insured by the National Credit Union Administration (NCUA) per individual up to $250,000. The $250,000 in coverage applies to each share owner, per insured credit union, for each account ownership category. You can also use the NCUA’s Share Insurance Estimator to calculate insurance coverage.

Our team is here to help.

Click the button below to schedule an appointment or fill out the form and our team will contact you directly.

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Take the next step forward, together.

Wings is a not-for-profit institution dedicated to the well-being of our members, right now and into the future. Get started today, and we’ll help you start planning what’s next.

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