Everyday Checking

Get everyday simplicity, plus dividends, with an Everyday Checking account.

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New members: Earn up to $500* with a Wings checking account.

Become a Wings member, open a checking account and earn a bonus of up to $500 to fuel your next adventure. To qualify for your bonus, all you’ll need to do is complete a few simple steps within 60 days.

Use promo code CHECKING26 when opening your new account online before this limited-time offer ends on Dec 31, 2026.

Join today!

*Click on 'Join today!' for terms and disclosures. Insured by NCUA. Membership required.

Unlock everyday simplicity and unmatched convenience.

The Wings Everyday Checking account is a simplified checking account with no minimum balance requirements, so you can enjoy exceptional checking benefits and easy access from anywhere.

Digital Banking

Keep track of your finances with digital banking.

Free ATM Withdrawals¹

Access our network of more than 80,000 surcharge free ATMs.

Earn Dividends

Automatically earn dividends on your checking balances, with no minimums.

Early Pay²

Get paid up to 2 days earlier when you set up payroll direct deposit.

¹Members can make up to 5 free withdrawals at ATMs not owned by Wings per statement cycle; then, a $2.50 fee per transaction will apply.

²Early Pay is only available to members with eligible accounts enrolled in direct deposit. Qualifying direct deposits include recurring payroll, government benefit payments or similar deposits via the Automated Clearing House (“ACH”) Network. At our discretion we may make funds from your direct deposit available up to two business days early. Early access to direct deposit funds depends on the timing of the payer’s payment instructions and is not guaranteed. Any funds we don’t make available early will be made available according to our Funds Availability Policy. You remain responsible if any deposit to your account is returned or otherwise uncollected. Early availability may be discontinued at any time. Transaction limits and monthly deposit limits for early processing may apply. Bank-to-bank transfers are not eligible for early payment. Membership required.

Everyday Checking Account Rates

Everyday Checking Account	Dividend Rate	Annual Percentage Yield
Everyday Checking Account	0.01%	0.01%

Rates effective as of October 23, 2026 and subject to change.
Above are prospective dividend rates for the current period.
Fees may reduce earnings.
Membership with a $5 Share Account required.

See All Rates

Savings & Checking Disclosure & Fee Schedule

Are you more than a fan? Show your team pride with the Lynx debit card.

The Lynx aren't just a team you follow. It's about the players, their journeys and the moments that matter. Take your loyalty beyond the court with the Lynx debit card. Every swipe is a statement - don't wait to make yours. Request your exclusive Lynx debit card at a nearby Wings Service Center or by calling the Contact Center.

Open a new account

All team names, logos, trademarks, service marks, player names, likenesses and other proprietary materials referenced herein are the property of their respective owners and are used with permission. Nothing herein shall be construed as granting any ownership interest in or license to such intellectual property. All rights reserved.

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A layer of protection for your account. Standard.

Overdraft Protection uses available funds from a linked account to cover your transactions if you don’t have enough money in your checking account.

In the case that an overdraft occurs, a transfer takes place once per day to bring the checking account to a positive balance. Overdraft Protection is automatically set up from your Share Savings account.* You can also add a line of credit, another checking account, Everyday Savings, and/or additional savings accounts, up to a total of four accounts, as Overdraft Protection.

In addition, Courtesy Pay and Debit Card Courtesy Pay offers an extra layer of protection in the case that Overdraft Protection is insufficient for your needs. (Enrollment required for Debit Card Courtesy Pay. A fee will apply if this service is used. ODP Agreement and Disclosure.)

Add Additional Accounts as Overdraft Protection

*Primary checking account owners have automatic overdraft protection from their primary Share Savings account. It can also be arranged from other accounts, including lines of credit.

View full terms and disclosures here.

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Surcharge-free cash, security and convenience.

With the Wings Visa® Debit card, you’ll enjoy convenient cash access at more than 80,000 surcharge-free ATMs nationwide and secure, contactless purchasing power everywhere Visa is accepted. Plus, card controls make it easy to control travel notifications, turn your card on/off and more.

Learn More About Wings Debit Cards

Got your phone? You've got your card.

Forgot your wallet? No problem. Adding your Wings Visa^®debit or credit card to your mobile wallet allows you to make payments anywhere VIsa is accepted, in-person and online.

Get Started with Mobile Payments