Limited Time Offer
Get started with an extra $300!
Become a MemberMust open online and use promo code code WINGS25
It pays to bank where you're an owner.
Join with a Share Savings and Everyday Checking account, then complete all offer requirements within 60 days of account opening to receive a $300 welcome bonus. Accounts must be opened online using promo code WINGS25.
Enroll in Digital Services
Digital banking and eDocuments are convenient and secure.
Set Up Direct Deposit
Establish qualifying direct deposits of $3,000 or more.
Use a Wings Debit/Credit Card
Complete at least 5 individual debit or credit card transactions of $25 or more.
Share Savings
| Savings Accounts | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| Share Savings1 | 0.15% | 0.15% |
Rates effective as of November 1, 2025. Above are prospective dividend rates for the current period.
1Minimum balance to open Share Account—$5
Everyday Checking
| Everyday Checking Account | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| Everyday Checking Account | 0.01% | 0.01% |
Rates effective as of November 1, 2025 and subject to change.
Above are prospective dividend rates for the current period.
Fees may reduce earnings.
Membership with a $5 Share Account required.
High-Yield Checking
| If Requirements are Met | Dividend Rate1 | Annual Percentage Yield |
|---|---|---|
| On the first $25,000 | 3.00% | 3.04% |
| Amounts over $25,000 | 0.01% | 0.01% - 3.04% |
| If Requirements are Not Met | Dividend Rate1 | Annual Percentage Yield |
|---|---|---|
| All Balances | 0.01% | 0.01% |
Rates effective as of November 1, 2025 and subject to change.
Above are prospective dividend rates for the current period.
Fees may reduce earnings.
Membership with a $5 Share Account required.
Savings & Checking Disclosure & Fee Schedule
1Dividends are calculated based on the average daily balance in the account. If requirements are met, a higher rate will be paid for the first $25,000 and a lower rate will be paid for any amounts over $25,000. If requirements are not met, your dividend rate on your entire balance will be the lower rate.
To earn the higher dividend rate, members must meet the following requirements:
- Must be enrolled in eDocuments
- Must have ACH direct deposit(s) totaling $1,000 or more in the 34 calendar days preceding the last day of the month. Income earned through self-employment or working an IRS classified “Gig Economy” job does not qualify as direct deposit.
- Must have 15 net PIN or signature point-of-sale debit or credit card transactions over $5 in the 34 calendar days preceding the last business day of the month. The net is calculated by counting the number of PIN and signature point-of-sale debit purchase transactions over $5 on a Wings debit or credit card and subtracting any PIN or signature point-of-sale return transactions processed during that period.
Insured by NCUA.
To qualify for $300 bonus, you must complete both the General Bonus Requirements (1-8) and the Checking Account Bonus Requirements (9-12) below.
General Bonus Requirements:
1. One offer per person. Must be 18 years or older. Valid for U.S. residents only.
2. Membership with a Share Savings account and $5 minimum opening deposit required and must be opened at the same time as checking account.
3. Accounts must be opened between 10/27/25-12/31/25.
4. Accounts must be funded within 7 business days of opening.
5. Accounts must be in good standing (positive balance for the last 30 days).
6. Applicants must use promo code “WINGS25” at account opening.
7. New members and new recipients only:
(a) Cannot have been a previous member (owner of a Primary Share account) of Wings Credit Union within 12 months of promotional account application.
(b) Cannot have previously received a new account bonus.
8. Not applicable to business accounts or accounts established for estates, benefits, trusts or in a fiduciary capacity.
Checking Account Bonus Requirements:
Each of the following must also be completed using the same checking account within 60 days of account opening:
9. Establish recurring qualified payroll direct deposit(s) totaling $3,000 or more.
Note: Direct deposit must also be active on the bonus payout date. “Qualified direct deposit” is an Automated Clearing House (“ACH”) automatic and electronic deposit of your salary, pension, Social Security or other regular income into your Wings account, deposited as a Pre-arranged Payment and Deposit (“PPD”) entry. Income earned through self-employment or working an IRS-classified “Gig Economy” job does not qualify as a qualified direct deposit. Other electronic deposits or person-to-person payments are not considered a qualified direct deposit. For questions on how your payroll is coded, please consult your payroll processor, HR department, etc.
10. Enroll in Wings digital banking.
11. Enroll in eDocuments. Enrollment in eDocuments must also be active on the bonus payout date.
12. Complete 5 or more net PIN or signature-based debit card or credit card purchases of $25 or more each. Note: Electronic transfers such as person-to-person payments via digital payment platforms or mobile payment apps are not considered as qualified debit card or credit card purchases.
Additional Information:
- If requirements are met, checking account bonus will be paid on or before 3/13/26 (“bonus payout date”) as a deposit to the Wings checking account.
- If you do not meet the requirements for this offer, you will not receive the bonus.
- Disputes regarding promotion requirements must be submitted to Wings Credit Union by 5/1/26 in branch, via phone, or online.
- Bonus will be reported as interest earned on IRS form 1099-INT, and recipient is responsible for any applicable taxes (consult your tax advisor).
- Annual Percentage Yield (APY) for Share Savings: 0.15%; Everyday Checking: 0.01%; High-Yield Checking 3.04% on the first $25,000, 0.01%-3.04% for amounts over $25,000 and 0.01% if requirements are not met to earn the highest dividend rates. Rates effective as of 10/14/2025. Rates are variable and may change.
- Wings Credit Union reserves the right to end this promotion at any time without notification.