Limited-Time Offer
Own your money- and up to $500 more*
Become a MemberTo qualify, use promo code WINGS26 when opening online.
Bank like an owner & get a bonus
It’s time to own your money. Unlike banks, where you’re a customer — here, you're an owner. That means we reinvest profits to benefit you and our community. Join today with a Share Savings ($5 minimum deposit) and a checking account. Then complete the offer requirements within 60 days of opening to earn a bonus of up to $500. To qualify, use promo code WINGS26 when opening online.
Within 60 days of opening:
Set up recurring direct deposits10
• Direct deposit $3,000 monthly to get $300.
• Direct deposit $4,000 monthly to get $400.
• Direct deposit $5,000 monthly to get $500.
• Direct deposit $4,000 monthly to get $400.
• Direct deposit $5,000 monthly to get $500.
Make 10 card transactions14
Complete 10 or more debit or credit card transactions of $5 or more each.
Enroll in Digital Services12,13
Establish online banking access and sign up for secure eDocuments.
Share Savings
| Savings Accounts | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| Share Savings1 | 0.15% | 0.15% |
Rates effective as of April 30, 2026. Above are prospective dividend rates for the current period.
1Minimum balance to open Share Account—$5
Everyday Checking
| Everyday Checking Account | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| Everyday Checking Account | 0.01% | 0.01% |
Rates effective as of April 30, 2026 and subject to change.
Above are prospective dividend rates for the current period.
Fees may reduce earnings.
Membership with a $5 Share Account required.
High-Yield Checking
| If Requirements are Met | Dividend Rate1 | Annual Percentage Yield |
|---|---|---|
| On the first $25,000 | 3.00% | 3.04% |
| Amounts over $25,000 | 0.01% | 0.01% - 3.04% |
| If Requirements are Not Met | Dividend Rate1 | Annual Percentage Yield |
|---|---|---|
| All Balances | 0.01% | 0.01% |
Rates effective as of April 30, 2026 and subject to change.
Above are prospective dividend rates for the current period.
Fees may reduce earnings.
Membership with a $5 Share Account required.
Savings & Checking Disclosure & Fee Schedule
1Dividends are calculated based on the average daily balance in the account. If requirements are met, a higher rate will be paid for the first $25,000 and a lower rate will be paid for any amounts over $25,000. If requirements are not met, your dividend rate on your entire balance will be the lower rate.
To earn the higher dividend rate, members must meet the following requirements:
- Must be enrolled in eDocuments
- Must have ACH direct deposit(s) totaling $1,000 or more in the 34 calendar days preceding the last day of the month. Income earned through self-employment or working an IRS classified “Gig Economy” job does not qualify as direct deposit.
- Must have 15 net PIN or signature point-of-sale debit or credit card transactions over $5 in the 34 calendar days preceding the last business day of the month. The net is calculated by counting the number of PIN and signature point-of-sale debit purchase transactions over $5 on a Wings debit or credit card and subtracting any PIN or signature point-of-sale return transactions processed during that period.
Insured by NCUA.
*To qualify for a bonus, you must complete both the General Bonus Requirements (1-9) and the Checking Account Bonus Requirements (10-14) below.
General Bonus Requirements:
1. One offer per person. Must be 18 years or older. Valid for U.S. residents only.
2. Membership with a Share Savings account and $5 minimum deposit required and must be opened at the same time as checking account.
3. Accounts must be opened between 5/1/26-6/30/26.
4. Accounts must be funded within 21 business days of opening.
5. Accounts must be in good standing (positive balance within 30 days of payout period).
6. Applicants must live in a Wings Credit Union service area limited to eligible counties† in Florida, Georgia, Michigan, Minnesota or Wisconsin to qualify for promotion.
7. Online applicants must use promo code “WINGS26” at account opening.
8. New members and new recipients only:
(a) Cannot have been a previous member (owner of a Primary Share or Savings Share Account) of Wings or Ent Credit Union within 12 months of promotional account application.
(b) Cannot have previously received a new account bonus as a primary or joint applicant.
9. Not applicable to business accounts or accounts established for estates, beneficiaries, trusts or a fiduciary relationship.
†Eligible Counties:
a) Minnesota: Aitkin, Anoka, Beltrami, Carver, Cass, Chisago, Clearwater, Crow Wing, Dakota, Dodge, Goodhue, Hennepin, Isanti, Le Sueur, Marshall, McLeod, Meeker, Mille Lacs, Morrison, Olmsted, Pennington, Polk, Ramsey, Red Lake, Rice, Scott, Sherburne, Sibley, Stearns, Steele, Waseca, Washington, Wright
b) Wisconsin: Columbia, Dane, Green Lake, Outagamie, Pierce, St. Croix, Winnebago
c) Michigan: Macomb, Monroe, Oakland, Washtenaw, Wayne
d) Florida: Brevard, Lake, Orange, Osceola, Polk, Seminole, Volusia
e) Georgia: Clayton, Cobb, Coweta, Dekalb, Douglas, Fayette, Fulton, Henry
Checking Account Bonus Requirements:
Each of the following must also be completed using the same checking account within 60 days of account opening:
10. Establish recurring qualified payroll direct deposit(s) totaling $3,000 or more for a $300 bonus, $4,000 or more for a $400 bonus, or $5,000 or more for a $500 bonus.
-“Recurring” is defined as a direct deposit of any amount that occurs more than once during the 60 days following account opening as required above.
-A “qualified payroll direct deposit” is an Automated Clearing House (“ACH”) automatic and electronic deposit of your salary, pension, Social Security or other regular income into your Wings account, deposited as a Pre-arranged Payment and Deposit (“PPD”) entry. Income earned through self-employment or working an IRS-classified “Gig Economy” job does not qualify as a qualified direct deposit. Other electronic deposits or person-to-person payments are not considered a qualified direct deposit. For questions on how your payroll is coded, please consult your payroll processor, HR department, etc.
11. Direct deposit must also be active during the bonus payout period.
-An “active” direct deposit is defined by having made a direct deposit within 60 days of the payout period.
12. Enroll in Wings digital banking.
13. Enroll in eDocuments. Enrollment in eDocuments must also be active during the bonus payout period.
14. Complete 10 or more net PIN or signature-based debit card or credit card purchases of $5 or more each.
-“Purchases” are not electronic transfers such as person-to-person payments via digital payment platforms or mobile payment apps.
Additional Information:
- If requirements are met, checking account bonus will be paid the week of 9/7/26 (“bonus payout period”) as a deposit to the Wings checking account.
- If you do not meet the requirements for this offer, you will not receive the bonus.
- Disputes regarding promotion requirements must be submitted to Wings Credit Union by 11/2/26 in service center, via phone, or online.
- Bonus will be reported as interest earned on IRS form 1099-INT, and recipient is responsible for any applicable taxes. For more information, consult your tax advisor.
- Annual Percentage Yield (APY) for Share Savings: 0.15%; Everyday Checking: 0.01%; High-Yield Checking 3.04% on the first $25,000, 0.01%-3.04% for amounts over $25,000 and 0.01% if requirements are not met to earn the highest dividend rates. Rates effective as of 2/18/2026. Rates are variable and may change.
- Wings Credit Union reserves the right to end this promotion at any time without notification.
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