Settlers best Credit Union
Details on your account conversion
Guide to your account conversion
As of November 1st, 2025, many existing Wings accounts have converted from the legacy Settlers best system to the Wings system.
Below is information to help you with the transition. For a detailed overview, please refer to your Welcome Packet.
Accounts overview
Your Welcome Packet includes a detailed overview of Wings products and how your current products have been converted. Here are a few things to know.
Wings ID
Each member should have received their own Wings ID via mail. Your Wings ID is the key to accessing your entire relationship at Wings and is different than an account number. You can access your new account numbers in digital banking or in branch beginning.
Credit Cards
You can continue to use your Wings credit card and access it in digital banking as you do today.
Mortgages
If you currently have a mortgage at Settlers best, it will continue to be serviced by Midwest Loan Services under the same rates, due dates account numbers and terms. You will also make payments and receive statements through Midwest Loan Services, but any checks should be made payable to Wings Credit Union. Click below to login.
Private Banking
If you currently work with our Private Banking team, you can expect the same unparalleled service to continue following your account conversion.
Steps for a smoother transition
Follow the steps below to ensure a smooth transition to your new Wings membership.
Update your direct deposit information by December 31st, 2025
If you have your paycheck, Social Security check, pension checks or any other source of income direct-deposited, be sure to provide these institutions your new Wings account information. You can access your new account information in digital banking or by visiting a branch.
Wings' routing number is: 296076152
(Note, for the first 60 days of membership, there will be a grace period where we will redirect your former deposits and payments to your new Wings account. After that 60-day period, any deposits or payments to your former account numbers will be returned.)
Update automatic payments by December 31st, 2025
Any payments you make through automatic checking withdrawals (or automatic charges to your old debit card) must be switched to your new account. You can access your new account information in digital banking or by visiting a branch.
Wings' routing number is: 296076152
(Note, for the first 60 days of membership, there will be a grace period where we will redirect your former deposits and payments to your new Wings account. After that 60-day period, any deposits or payments to your former account numbers will be returned.)
Register for digital banking
You can enroll in digital banking on the Wings website or by downloading the mobile app from your device's app store.
- In the upper right on the Wings website, click on the "Sign In" button to show the dropdown
- Click on the "New User" link
- Fill out the requested information. Note: you will need your new Wings ID to enroll. Your Wings ID was sent to you via mail. If you need help finding your Wings ID, please call or visit a branch.
Enroll or re-enroll in eDocuments
Once you've signed up for digital banking, you can enroll in eDocuments. Enrolling in eDocuments helps you avoid the $3.00 monthly paper statement fee charged on all checking accounts. Please note: if you received eDocuments previously, you will need to re-enroll.
Set up Bill Pay
Schedule all your payments in one place with Bill Pay in digital banking. Once you've enrolled in digital banking, find Bill Pay in the menu to get started. You will need to re-add any bill payments, if applicable, in digital banking.
Frequently asked questions
We're here to help
Have questions about your account transition? Call our transition hotline at (855) 873-5707