Member Appreciation Month

¹ Click here to view sweepstakes rules.

² A Home Equity Line of Credit (HELOC) is a variable rate loan, and the interest rate is subject to change after consummation of the loan. Property insurance is required. Rates, terms, conditions, and services are subject to change. Consult a tax adviser for further information regarding deductibility of interest and charges. Participation is subject to credit approval. Closing costs waived up to $500 (excluding appraisal if required) on HELOC applications received between 8/1/2026 - 8/31/2026. Not applicable on internal refinances within 12 months. Excludes properties located in New York, Oklahoma, Texas, Hawaii.

³ Standard account and credit qualifications apply. Mention Promo Code: “Driver” when discussing this offer with your loan officer. All loans subject to final credit approval. One offer per loan. Loan applications must be received by December 31, 2026. Loans must fund by January 30, 2027. The minimum refinanced loan amount must be $10,000 or greater. Vehicle must be a 2020 or newer model year. Maximum loan to value of up to 125% NADA retail value. Offer not available on purchase money transactions, non-titled and recreational vehicles. Offer not valid on refinances of current Wings or Ent loans. Offer may be withdrawn at any time and is subject to change at Wings' sole discretion.
a) The 0.50% APR reduction will be applied to approved applications. Wings and Ent Employees are not eligible for the 0.50% APR reduction component of this offer. The APR represents a broader measure of the cost of borrowing than the interest rate alone. It includes the interest rate, as well as any points, fees, and other charges associated with obtaining the loan. Therefore, your APR will typically be higher than the interest rate. Rates are subject to change without notice and are based on an evaluation of your credit history and other factors. As a result, your APR may vary.
b) The first payment may be delayed up to 90 days after the loan is funded. Interest will start to accrue on the day the loan is funded and will increase the principal balance of the loan due to the delay in initial payment.
c) The $200 will be deposited into your Wings primary savings account within the first five (5) business days of the month following the closing of an approved loan. If there are multiple borrowers, only the primary will receive the $200. The $200 deposit is tax-reportable.

⁴ Mortgage: Offer not combinable with other Mortgage offers. $1,000 credit will be applied to closing costs. Valid on new purchase and refinance applications received 8/1-8/31/26 and closed within 6 months of applying. Credit cannot be applied to transactions that are currently in progress. The offer may be withdrawn at any time and is subject to change at Wings' sole discretion. Must be a Wings member prior to closing.

⁵ APY = Annual Percentage Yield. APY is accurate as of 7/31/2026. The APY may change without notice. Visit wingscu.com/certificates for additional rates and terms. $500 minimum deposit is required for Standard Certificates of Deposit. A penalty may apply for early certificate of deposit withdrawal. Penalties could reduce your earnings. Certificates of deposit automatically renew at the current non-promotional rate upon maturity. Dividends are paid from current income and available earnings after required transfers to reserves.

⁶ Referrers and Friends must be 18 years old or older. Referrers must have an active Wings account in good standing. To receive the reward, the Friend must: (1) Qualify for membership and open a savings account with the minimum required deposit of $5 (2) Open a new Wings Personal Checking Account, (3) Within 60 days, set up eDocuments and completes one direct deposit of $1000 or more or completes five debit card transactions of $25 or more each (ATM transactions excluded). Referrals are only good for 180 days from the time the referral is made. Please allow 2-3 weeks, after completing all requirements of this offer, for delivery of your Visa® Reward. Each Visa® Reward amount may be reported to the IRS, state, and local tax authorities if required by applicable law. Recipient is responsible for any federal, state, and/or local taxes on reward items. A Referrer may receive up to $550 per calendar year for qualified referrals. The referred member may only receive one Visa® Reward for completing each offer. In the event that multiple existing members refer the same person, only the first referral registration completed by the referred member will be used by the program. Terms and conditions apply visit ReferLive Terms and Conditions | Wings Credit Union