Wings Visa® Platinum Secured Credit Card

A great tool for building or improving credit.

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Supporting your credit-building journey.

Congratulations on taking a positive step toward building (or improving) your credit score! As you may know, your credit score is a key factor influencing the credit that’s available to you, including lending approvals, interest rates, credit limits and more. Using the Wings Platinum Secured card responsibly and making timely payments can help move your score in the right direction.

Collateral Sets Credit Line 

Simply make a deposit of $500 to $3,000 to open a corresponding credit line.

Use it Like a Credit Card 

Make purchases and monthly payments (standard Platinum APR* applies to revolving balances).

Monitor Your Credit Score 

Opt in to credit reporting via digital banking to track your score.

Contactless-Enabled Card 

Enjoy a faster, easier and more secure way of paying.

Fewer Fees 

No annual or foreign transaction fees.

Card Controls 

Easily turn your card on or off, set travel notifications or report a card lost or stolen.

Wings Visa Platinum Rates

Visa Platinum Annual Percentage Rate
Visa Platinum Credit Card 11.65% - 18.00% variable APR

*APR = Annual Percentage Rate.
The APR will vary with the market based on the Prime Rate.
Rates are based on an evaluation of your credit history and other factors.

Visa Platinum Credit Card Disclosure
Pricing and Terms

Strengthen your defenses against credit card fraud.

At Wings, we’re serious about protecting you from fraudulent activity on your credit card. Our automated Fraud Alert system can identify threats faster, notify you sooner and equip you with the tools you need to take immediate action against fraud.

More About Fraud Alerts

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Common Questions About Wings Visa Platinum

Is there a Cash Advance Fee on Wings Visa Credit Cards?

Yes, there is a cash advance fee of $10 or 3% of the cash advance amount (whichever is greater).

How can I make credit card payments?

Credit card payments can be paid by a few different ways:

  1. Selecting "Transfers & Payments" in digital banking
  2. Calling (800) 692-2274
  3. By mailing payment to:

    Wings Credit Union
    Attn: Credit Card Payments
    14985 Glazier Avenue, Suite 100
    Apple Valley, MN 55124

How can I apply for a credit card online?

To apply for a Wings Visa® Credit Card

  1. Please visit our Credit Cards page
  2. Take a look at the comparison chart to see which card is best for you and then click the link below the card details to be taken to that product page
  3. Click on the "Apply Now" button to begin the application process