ATM Information
Access your money: ATMs, Express Tellers & Personal Tellers
ATMs
Surcharge-Free Network
Wings members have access to over 80,000 surcharge-free ATMs nationwide on these networks: Allpoint, Moneypass, and Co-op. No fees will be charged by the ATM owner. Wings will waive a $2.50 fee for up to five transactions per statement period.
Wings ATMs
If you use a Wings branded machine, these transactions are completely free and no surcharge or Wings fee will apply.
Out of Network
ATMs that are not in a surcharge free network or Wings branded ATM may charge a surcharge from the ATM owner (this will be posted on the machine or displayed before completing the transaction). Wings will waive a $2.50 fee for up to five transactions per statement period.
Common Questions About ATMs
What is an ATM surcharge?
An ATM surcharge is a fee charged by the ATM owner, not Wings. Luckily, Wings members have access to 80,000+ surcharge-free ATMs nationwide. Use our ATM & Branch Locator to find one near you!
What is a surcharge-free ATM?
Owners of surcharge-free ATMs do not charge a transaction fee, however, Wings will charge a $2.50 fee per transaction if you have completed more than 5 withdrawals in your statement cycle.
How many withdrawals can I make without a fee?
Wings members receive 5 free withdrawals at non-proprietary ATMs (meaning the ATM is not owned or affiliated with Wings Credit Union) per statement cycle. After 5 withdrawals, a $2.50 fee will apply. Members get unlimited withdrawals at Wings ATMs without a fee.
Common Questions About XTs
What does the XT do?
Self-service options include cash withdrawals, cash or check deposits, transfers and payments, balance inquiries, Line of Credit advances and more. For members who prefer interacting with a live Teller or need additional service options, one of our local Personal Tellers can assist them with just a click of a button.
Is there a fee to use an XT?
This is no fee for members who are completing transactions using a Wings Credit Union card.
What transactions can a member complete using an XT?
Member can choose from a wide-ranging menu of self-service options, such as:
- Cash withdrawals
- Cash or check deposits
- Transfers (between accounts and to loans)
- Payments (to multiple loan types) using cash, check or electronic from another account
- Balance inquiries
- Access recent transaction history
- Line of Credit advances
Personal Service. Extra Convenience.
Do more with Wings Personal Teller, which allows members to make deposits, withdrawals, transfers, cash checks, make loan payments and more! Get started using the Personal Teller in two easy steps:
Step 1:
Touch the screen to be connected with a live Personal Teller, or insert your debit card to use the ATM
Step 2:
If you requested a Personal Teller you’ll be automatically connected. If using ATM, continue with self-service functions.
Common Questions About PTMs
What does the PTM do?
The PTM has a camera for face-to-face transactions, a touch screen so members can enter information, a scanner to scan ID, audio via handset, earbud or speaker, receipt printer, cash and check acceptors, and it functions as a regular ATM when Personal Tellers are not available.
Is there a fee to use a PTM?
No, using a PTM is the same as going to a teller window inside a branch. There are no additional fees.
What transactions can a member complete using a PTM?
Members can do just about every transaction they can do with a teller inside one of our branches. Members can make deposits, withdrawals, transfers, cash checks, make loan payments and more!
PTMs are unable to dispense change. If a check is cashed that includes change, the change will be deposited directly into the member’s account.