Settlers Rates
View Rates for Former Settlers best Products
These products are only available to former Settlers members or in Settlers branches.
Certificate Rates
| Certificates | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| 3 Month | 0.05% | 0.05% |
| 6 Month | 0.15% | 0.15% |
| 9 Month | 0.20% | 0.20% |
| 12 Month | 0.25% | 0.25% |
| 24 Month | 0.25% | 0.25% |
| 36 Month | 0.25% | 0.25% |
| 48 Month | 0.25% | 0.25% |
Rates effective as of December 5, 2025 and subject to change. $2,500 minimum opening deposit required. Available for business, personal and individual retirement accounts. Penalty for early withdrawal. Membership with a $5 Share Account required.
Business Money Market Rates
| Business Money Market | Dividend Rates | Annual Percentage Yield |
|---|---|---|
| $0.00– $2,499.99 | 0.01% | 0.01% |
| $2,500– $24,999.99 | 0.01% | 0.01% |
| $25,000– $49,999.99 | 0.05% | 0.05% |
| $50,000– $89,999.99 | 0.07% | 0.07% |
| $90,000+ | 0.10% | 0.10% |
Rates effective as of December 5, 2025 and subject to change. Prospective dividend rates for the current period. Fees could reduce earnings. Membership with a $5 Share Account required.
Business Advantage Money Market Rates
| Business Advantage Money Market | Dividend Rates | Annual Percentage Yield |
|---|---|---|
| $0.00 to $9,999.99 | 0.01% | 0.01% |
| $10,000 to $49,999.99 | 0.05% | 0.05% |
| $50,000+ | 0.10% | 0.10% |
Rates effective as of December 5, 2025 and subject to change. Prospective dividend rates for the current period. All account openings and deposits must be new funds not on deposit at Settlers best within the last 90 days. Fees could reduce earnings. Membership with a $5 Share Account required.
Business Dividend Checking Rates
| Business Dividend Checking | Dividend Rates | Annual Percentage Yield |
|---|---|---|
| Business Dividend Checking | 0.01% | 0.01% |
Rates effective as of December 5, 2025 and subject to change. Available to sole proprietors and certain nonprofits. Prospective dividend rates for the current period. Fees could reduce earnings. Membership with a $5 Share Account required.
Business Savings Rates
| Business Savings | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| Business Savings | 0.01% | 0.01% |
Rates effective as of December 5, 2025 and subject to change. Available to Settlers best members who also have a 1st or 2nd closed-end mortgage with us. Prospective dividend rates for the current period. Fees could reduce earnings. Membership with a $5 Share Account required.