Settlers Rates
View Rates for Former Settlers best Products
These products are only available to former Settlers members or in Settlers branches.
Share Savings & WUTMA Share Savings
| Share Savings & WUTMA Share Savings | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| Share Savings & WUTMA Share Savings | 0.01% | 0.01% |
Rates effective as of April 29, 2025 and subject to change. Minimum balance to open a Share account is $5. Prospective dividend rate for the current period. Fees could reduce earnings.
Certificate Rates
| Certificates | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| 3 Month | 0.05% | 0.05% |
| 6 Month | 0.15% | 0.15% |
| 9 Month | 0.20% | 0.20% |
| 12 Month | 0.25% | 0.25% |
| 24 Month | 0.25% | 0.25% |
| 36 Month | 0.25% | 0.25% |
| 48 Month | 0.25% | 0.25% |
Rates effective as of April 29, 2025 and subject to change. $2,500 minimum opening deposit required. Available for business, personal and individual retirement accounts. Penalty for early withdrawal. Membership with a $5 Share Account required.
Business & Personal Money Market Rates
| Business & Personal Money Market | Dividend Rates | Annual Percentage Yield |
|---|---|---|
| $0.00– $2,499.99 | 0.01% | 0.01% |
| $2,500– $24,999.99 | 0.01% | 0.01% |
| $25,000– $49,999.99 | 0.05% | 0.05% |
| $50,000– $89,999.99 | 0.07% | 0.07% |
| $90,000+ | 0.10% | 0.10% |
Rates effective as of April 29, 2025 and subject to change. Prospective dividend rates for the current period. Fees could reduce earnings. Membership with a $5 Share Account required.
Business & Personal Advantage Money Market Rates
| Business & Personal Advantage Money Market | Dividend Rates | Annual Percentage Yield |
|---|---|---|
| $0.00 to $9,999.99 | 0.01% | 0.01% |
| $10,000 to $49,999.99 | 0.05% | 0.05% |
| $50,000+ | 0.10% | 0.10% |
Rates effective as of April 29, 2025 and subject to change. Prospective dividend rates for the current period. All account openings and deposits must be new funds not on deposit at Settlers best within the last 90 days. Fees could reduce earnings. Membership with a $5 Share Account required.
Business Dividend Checking Rates
| Business Dividend Checking | Dividend Rates | Annual Percentage Yield |
|---|---|---|
| Business Dividend Checking | 0.01% | 0.01% |
Rates effective as of April 29, 2025 and subject to change. Available to sole proprietors and certain nonprofits. Prospective dividend rates for the current period. Fees could reduce earnings. Membership with a $5 Share Account required.
Personal Dividend Checking Rates
| Personal Dividend Checking | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| Personal Dividend Checking | 0.01% | 0.01% |
Rates effective as of April 29, 2025 and subject to change. Prospective dividend rates for the current period. Fees could reduce earnings. Membership with a $5 Share Account required.
Business & Personal Savings Rates
| Business & Personal Savings | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| Business & Personal Savings | 0.01% | 0.01% |
Rates effective as of April 29, 2025 and subject to change. Available to Settlers best members who also have a 1st or 2nd closed-end mortgage with us. Prospective dividend rates for the current period. Fees could reduce earnings. Membership with a $5 Share Account required.
Platinum Plus Savings Rates
| Platinum Plus Savings Account | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| Platinum Plus Savings - New Money Only1 | Up to 4.17% | Up to 4.25% |
Rates effective as of April 29, 2025 and subject to change. Rates are variable. To receive the featured rate, one or more payroll ACH direct deposit(s) totaling $1,000 or more required in the 34 calendar days preceding the last day of the month. Platinum Plus Savings rate without direct deposit: 4.00% APY. Income earned through self-employment or working an IRS-classified “Gig Economy” job does not qualify as direct deposit. Platinum Plus Savings requires a minimum opening balance of $25,000 (new deposits only); must maintain an average daily balance of $25,000 to earn the disclosed APY. There may be a 5 day hold on funds deposited at account opening. 1New money is defined as funds that are not currently deposited in any account at Wings Credit Union. Membership with a $5 Share Savings account required.
Expect the Unexpected Savings Rates
| Expect the Unexpected Savings | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| Expect the Unexpected Savings | 0.01% | 0.01% |
Rates effective as of April 29, 2025 and subject to change. Available to Settlers best members who also have a 1st or 2nd closed-end mortgage with us. Prospective dividend rates for the current period. Fees could reduce earnings. Membership with a $5 Share Account required.