Settlers Rates
View Rates for Former Settlers best Products
These products are only available to former Settlers members or in Settlers branches.
Certificate Rates
| Certificates | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| 3 Month | 0.05% | 0.05% |
| 6 Month | 0.15% | 0.15% |
| 9 Month | 0.20% | 0.20% |
| 12 Month | 0.25% | 0.25% |
| 24 Month | 0.25% | 0.25% |
| 36 Month | 0.25% | 0.25% |
| 48 Month | 0.25% | 0.25% |
Rates effective as of August 20, 2025 and subject to change. $2,500 minimum opening deposit required. Available for business, personal and individual retirement accounts. Penalty for early withdrawal. Membership with a $5 Share Account required.
Business Money Market Rates
| Business Money Market | Dividend Rates | Annual Percentage Yield |
|---|---|---|
| $0.00– $2,499.99 | 0.01% | 0.01% |
| $2,500– $24,999.99 | 0.01% | 0.01% |
| $25,000– $49,999.99 | 0.05% | 0.05% |
| $50,000– $89,999.99 | 0.07% | 0.07% |
| $90,000+ | 0.10% | 0.10% |
Rates effective as of August 20, 2025 and subject to change. Prospective dividend rates for the current period. Fees could reduce earnings. Membership with a $5 Share Account required.
Business Advantage Money Market Rates
| Business Advantage Money Market | Dividend Rates | Annual Percentage Yield |
|---|---|---|
| $0.00 to $9,999.99 | 0.01% | 0.01% |
| $10,000 to $49,999.99 | 0.05% | 0.05% |
| $50,000+ | 0.10% | 0.10% |
Rates effective as of August 20, 2025 and subject to change. Prospective dividend rates for the current period. All account openings and deposits must be new funds not on deposit at Settlers best within the last 90 days. Fees could reduce earnings. Membership with a $5 Share Account required.
Business Dividend Checking Rates
| Business Dividend Checking | Dividend Rates | Annual Percentage Yield |
|---|---|---|
| Business Dividend Checking | 0.01% | 0.01% |
Rates effective as of August 20, 2025 and subject to change. Available to sole proprietors and certain nonprofits. Prospective dividend rates for the current period. Fees could reduce earnings. Membership with a $5 Share Account required.
Personal Dividend Checking Rates
| Personal Dividend Checking | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| Personal Dividend Checking | 0.01% | 0.01% |
Rates effective as of August 20, 2025 and subject to change. Prospective dividend rates for the current period. Fees could reduce earnings. Membership with a $5 Share Account required.
Business & Personal Savings Rates
| Business & Personal Savings | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| Business & Personal Savings | 0.01% | 0.01% |
Rates effective as of August 20, 2025 and subject to change. Available to Settlers best members who also have a 1st or 2nd closed-end mortgage with us. Prospective dividend rates for the current period. Fees could reduce earnings. Membership with a $5 Share Account required.
Expect the Unexpected Savings Rates
| Expect the Unexpected Savings | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| Expect the Unexpected Savings | 0.01% | 0.01% |
Rates effective as of August 20, 2025 and subject to change. Available to Settlers best members who also have a 1st or 2nd closed-end mortgage with us. Prospective dividend rates for the current period. Fees could reduce earnings. Membership with a $5 Share Account required.